Confused by Medicare?

Talk to someone you can TRUST

Jeffrey W. Werner has over 40 years of experience working with employers, unions and retirees. Jeff will help you find the plan that is best for you.

Based in the Boston area, Jeff is an independent insurance agent and has a national AHIP certification. He is licensed in MA, NH, ME, CT and RI.

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Contact Jeff Today

Jeff Werner provides services to help you get the information you need.

Get answers to common Medicare questions such as:

When do I enroll in Medicare?

Most people enroll in their Initial Eligibility Period, which is the seven-month window surrounding their 65th birthday.
Some people delay enrollment in Part B past age 65 because they continue to work.
Leff will review all these rules with you and advise on your timeline to enroll.

Part A, B, C and D? Medicare Alphabet Soup?!?! What is this all about?

Jeff will walk you through the structure of Medicare.

Medicare Supplement or Medicare Advantage?

Jeff offers both types of plans and will help you to understand the difference.

How will I pick a plan?

Jeff will research plans in your area and then present several options for you to consider.

How do I enroll in a Medicare plan?

Jeff completes enrollment for you.

What does this service cost?

This service is available to you at no cost.

We do not offer all Medicare Advantage plans available in your area. You can contact Medicare.gov or 1-800-MEDICARE for information on all plans in your area.

What Jeff’s clients are saying

Recent OTL Newsletters

Featured

Looking Forward To 2027 Medicare Advantage Offerings

Medicare Advantage plans provide coverage for 55% of the nation’s Medicare population and rely on reimbursements from the Federal government. Earlier this year, the Federal government released 2027 reimbursement estimates at less than 1% increase.

Read more →

Forecasting 2025? It's a challenge!

My goal is to attempt to explain the forces at play with our plans as we look to 2025. I have two items of concern – recent news about Federal reimbursements to Medicare Advantage insurers and, going back to my last newsletter, the $2000 annual cap on out-of-pocket prescription costs.

This year, I spent a great deal of time helping clients deal with the cost of prescription drugs. Which prescriptions were costing Medicare enrollees the most? One way to answer that question is to review a list of drugs that cost Medicare the most money.

The Unvarnished Truth is an occasional newsletter that covers news and topics of interest for those of us approaching or enrolled in Medicare. I will cover two important items in this edition: My first item is Compass Medical Group, which announced last Wednesday night that it would be closing its practices, effective immediately.